Do you have a 21st century portfolio?

Do you have a 21st century portfolio?

Should you be doing more?

• Separate Account Management
• Hedge funds, Private Equity, ETFs
• Commodities, REITs, Currencies

Our comprehensive investment approach incorporates these alternatives which can lead to higher after-tax returns while further diversifying and lowering overall risk.

Let us build the type of sophisticated portfolio that was once only available to the super wealthy. We will use all strategies available to create a portfolio suited for the 21st century and tailored to your unique financial situation.

Wealth Management

There are six main areas essential to a comprehensive plan. Each is vital component to building, protecting and managing your wealth. Each specialty directly impacts the others, so it is imperative to address each as part of your entire wealth building management process.

Personal Plan: First, we listen and examine your current financial situation. Then we develop a personal plan which includes SMART goals (Specific, Measurable, Achievable, Relevant, Time-Dimensioned) tailored for your needs. This is a necessary prerequisite for all successive steps.

Investments: After current investments have been reviewed, we will construct a portfolio designed to fulfill your personalized plan. We will use all the widest selection of current investments tools, including but not limited too; Separate Accounts, ETFs, or other Alternative Investments along with the traditional stock, bond and mutual fund offerings to advance your portfolio beyond the typical cookie-cutter, proprietary, one-size-fits-all asset mix. Portfolio building is an ongoing process, not a one-time solution, so we will continue to broaden your asset mix, monitor for events like changes to investment management within a mutual fund, rebalance based on a targeted portfolio as well as make strategic adjustments based on a major financial change.

Tax & Estate Planning: Minimizing annual income taxes and estate taxes are critical to retaining and directing your wealth. Constant vigilance is required to stay abreast of the ever-changing tax code. All financial planning is carried out with an eye toward minimizing annual income tax and longer-term estate & gift taxes. Annual year end planning is critical.

Goal Funding: Having the right funds at the right time is the ultimate goal so that you can do what you want to do in life. Whether it is preparing to send your son or daughter to college or planning a retirement, we can devise a plan to reach your goals.

Insurance: It is vital that your insurance coverage adequately protects your hard-earned assets in an effective and efficient manner. Does your current coverage have gaps or duplications? Have you evaluated old insurance coverage given your current financial situation? May advisers offer costly insurance coverage as a one-time remedy with the promise that this will coverage will be the answer to all your needs. Almost always it is very expensive mediocrity that completely misses the mark.

Retirement: Nothing is more universal than the eager anticipation of a fun-filled, adventurous retirement. Whether you prefer to go golfing, sight-seeing, or start another career, your personalized plan will be the road map to achieve the required funds, so that you can enjoy the retirement of your dreams.